Work out the number you're retiring toward, then check whether today's savings plan actually gets you there.
Tell us the annual income you'll want in retirement and how long it needs to last. We'll estimate the nest egg that supports it, assuming a 3% return after inflation while you're withdrawing.
Estimated Nest Egg Needed
Target Nest Egg fills in automatically from Step 1, or edit it directly.
Target Nest Egg
Projected Retirement Savings
The goal finder turns your desired annual retirement income and the number of years you expect to draw on your savings into a single target, assuming your portfolio keeps earning a modest 3% return after inflation while you withdraw from it.
You're marked FIRE ready when your projected savings at your target retirement age meet or exceed your nest egg goal, meaning your plan is on pace without any changes.
Many long-term planners use a range between 5% and 8% for a diversified stock and bond portfolio before inflation. Lower it if you want a more conservative projection.
Your numbers stay on your device only. They're stored in your browser's local storage purely so the form remembers your last entry, and nothing is sent to a server.
No. This tool provides educational estimates based on the numbers you enter and simplified assumptions. Speak with a licensed financial advisor before making retirement decisions.